The wealth bonus will be paid on the first RM50,000 of your account's average daily balance.Effective date refers to the inception date if the insurance product and trade date of unit trust. The wealth bonus is accorded for 4 months after either (i) the free look / cancellation period ends: or (ii) 14 days after the effective days of purchase.To ensure that the product you purchase meets your financial needs, our Personal Financial Consultant will perform a Financial Needs Analysis with you in order to help you make and informed decision.